Last Updated: March 5, 2026
Welcome to Balance Benefits Group, LLC. These Terms and Conditions ("Terms") govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
By submitting a funding application, contacting us, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with these Terms, you must not use our services.
Our services are available only to businesses and individuals who are at least 18 years of age and have the legal capacity to enter into binding contracts. By using our services, you represent and warrant that you meet these eligibility requirements.
Balance Benefits Group, LLC is a direct business lender providing various financing solutions, including but not limited to:
All financing is subject to credit approval and underwriting. We reserve the right to decline any application at our sole discretion.
You agree to provide accurate, complete, and current information in your application. Providing false or misleading information may result in immediate rejection of your application and potential legal consequences.
Submission of an application does not guarantee approval or funding. All applications are subject to our internal credit review and underwriting standards.
We do not charge application fees. However, approved loans may include origination fees, processing fees, or other charges as disclosed in your loan agreement.
If your application is approved, you will receive a loan offer outlining:
You are not obligated to accept any loan offer. By accepting and signing the loan agreement, you agree to repay the loan according to the specified terms.
You agree to repay all borrowed funds according to the terms of your loan agreement. Failure to make timely payments may result in:
By providing your mobile phone number and consenting to receive SMS text messages, you agree to receive text messages from Balance Benefits Group, LLC sent through an automatic telephone dialing system (ATDS).
Carriers are not liable for delayed or undelivered messages. Message delivery is subject to carrier network availability.
Your mobile phone number and text message information are subject to our Privacy Policy. We do not sell or share your mobile information with third parties for their marketing purposes.
All content on our website, including text, graphics, logos, images, and software, is the property of Balance Benefits Group, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission.
You agree not to use our website or services to:
To the fullest extent permitted by law, Balance Benefits Group, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services, including but not limited to loss of profits, business interruption, or loss of data.
Our total liability for any claim arising from or related to these Terms or our services shall not exceed the amount of fees you have paid to us in the six months preceding the claim.
You agree to indemnify, defend, and hold harmless Balance Benefits Group, LLC and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:
These Terms shall be governed by and construed in accordance with the laws of the State of Nevada, without regard to its conflict of law provisions. Any legal action or proceeding arising from or related to these Terms shall be brought exclusively in the courts located in Clark County, Nevada.
Before initiating any formal dispute resolution, you agree to contact us at john@balance-benefits.com to attempt to resolve the dispute informally.
If we cannot resolve the dispute informally, any dispute arising from or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Las Vegas, Nevada, and shall be conducted in English.
You agree to resolve disputes with us on an individual basis and waive your right to participate in any class action, class arbitration, or representative action.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Balance Benefits Group, LLC regarding the use of our services and supersede all prior agreements and understandings.
We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on our website with a new "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.
We reserve the right to terminate or suspend your access to our services at any time, with or without cause or notice, including if we believe you have violated these Terms.
If you have any questions about these Terms or our services, please contact us:
Balance Benefits Group, LLC
10852 Fishers Island St
Las Vegas, NV 89141
Email: john@balance-benefits.com
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.